Thanks for the advice. The oil level has stayed the same so maybe it's not too bad. I agree if I need to get into the bottom end may as well replace what needs replacing while in there.
It can be expensive...but like Goat said, if you need to open up the bottom, just replace everything whether it needs it or not....there's nothing worse than having a failure because you assumed a bearing was "ok", or that seal is "good enough" , or the snap rings seem "ok"....trust me, been there and it sucks. There's really no sense just replacing a couple bearings, because now you'll have old ones that will need replacing sooner than the new ones, which means splitting the cases AGAIN....it's better to keep everything uniformly new.
And it really gives you "peace of mind" knowing that your bottom end is new.